The racial wealth gap in the US is directly linked to the ways in which Blacks were prevented from home and property ownership, while the government gave whites many opportunities for such ownership. We discuss the issue with Mehrsa Baradaran, author of “The Color of Money”

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44 thoughts on “Racial Inequality Is Rooted in Denial of Home and Land Ownership”
  1. The issue is typically the area you're trying to buy property in. One thing I found out. If you have a big salary…90k+ banks will finance you with a 520 credit score in a heartbeat 😅. But the banks know which areas are appreciating in value ect so they go base on that just like when you finance a car they wont finance one older than like 10 years or something.

  2. The people that have wanted and carried out these shenanigans are licensed professionals that regulate themselves and set policy within each State government. We didn't have real estate appraisers until 1932. There purpose has been to keep real estate property values rising in some areas and suppress others that banks want suppressed. Who is ensuring that bankers loan equally? Nobody. We have to change our fake regulatory system in order to have racial equity.

  3. It won't happen.. the central problem is blacks have never shared the ideology of whites…Our ancestors like the Indians never conceived the idea of (owning land).. we merely lived where we lived and that was that… That's why so many emancipated slaves made zero effort to aquire land… They simply never thought too… On top of already being barred on several levels from aquiring it… The Fundemental question we should all ask our selves is… (Is it a right or morally correct to treat land like personal property?) Maybe the answer is to release land from slavery and give it the respect it's been long due… Global warming is only the first major consequence on this dangerous mindset… The Indians and other ancient civilizations had it right the whole time… Man's relationship as well as our responsibility in this earth is to live in harmony with nature… And seek to respect it as we would each other

  4. This is why communism is not a solution. Ownership as a right in the most basic form is the solution.

    You can always build up from a base, but with nothing, not even magic powers can make it.

  5. 2:49 You can say it. TARGETED black people. Mine is the student loan taken out 20 years ago. What's my remaining balance again? More than the original value? So-called housing program isn't helpful unless you have children…….without a father figure in the household…..for how long? Reparations is not about money, it's about doing for ALL. Shut the system down and restart. :/

  6. Didnt the federal government recently say they were going to push the RACE war narrative harder?

    EVERYTHING that makes you angry about our nation, is the government's fault for allowing it. Not the RED hats or the BLUE hats of "voters", jus government.

  7. Well it should cut a check for black people #ADOS because all of the people that were harm through slavery in America, Jim Crow etc are black people in AMERICA. How come Jacquelyn won't get that? If black immigrants have a problem with that, they should talk to the countries like the Jamaicans with the British, the Haitians and the French etc.
    And stop using the phrase people of color. All of these policies only affected black people in America. Not Hispanics not Asians not Palestinians not Arabs.

  8. I don't know why we're shocked when denied recompense from the antecedents of criminal enslavers. The only way to get what we are owed is to TAKE IT.

  9. It's not a racial wealth gap. It's a LINEAGE wealth gap based on a caste system that places USA slavery descendants at the bottom. The left are cowards. #ADOS

  10. Duality practices at it's finest, which preys on people heart strings of Goodwill towards man when a sinister plot of greed or degradation is championed and cloaked in the background. Just endless profiteering of terminology and word magic since the inception of Maritime Law and before, that the people fall prey to under evolution in the journey of being a better version of ourselves. This has been a jobs program for brokers in all fields and professions for maximum profits, that distracts and lead us astray from wisdom, which is "Keep the Commandments and live, for this is the whole duty of man". No matter how much we change words and wait for society to catch up, we can't deny that technicological advancement should have never been the measuring stick for man's moral compass or evolution for those that suscribe to that. So we can conclude that technology has evolved beyond measure, while humanity has had the opposite reaction which is devolution for those on the physics side of the game.

  11. Where is the black politician that black folks elect to represent then in the legislator at the state leve and in DC.y are they not fightin against this racial Injustice

  12. Blacks would be pushed out of your proposed program unless it is specifically for blacks and not so blacks that moved to America after a designated period in the 60:s.

  13. "We have a race based class system in the US". Correct. However what she fails to mention is that the African American class is the proletariat. Read: Settlers, Mythology of the white proletariat by AJ Sakai

  14. Yes I agree "The Color of Money" book is absolutely what is the missing piece we are NOT talking about discussing Reparations and 21 century Homestead Act would definitely help and assist. Thank you Mehrsa Baradaran.

  15. Oh! And this is barely getting any type of notice to all the racial differences that has been happening throughout all the last two centuries here in America…as if it never has happened in the first place!
    Truth is there are those that don't ever want this stuff, to come out in the first place, much less even talked about it.
    Then that would mean that we would have to take a good look into the mirror; And the truth is, many don't want to have to do that, either or even admit they are wrong!
    They don't want to seem wrong.

  16. Let's not forget this contribution to the racial wealth gap, and that is the elephant in the room – white privilege.
    And let's be clear, white privilege isn't derived from some excess untapped wealth, it's privilege funded by wealth stolen from black pockets and/ or denied to black pockets.
    White privilege, like the fossil fuel industry, and the meat industry, is UNSUSTAINABLE.
    Facilitator

  17. The presentation was better than the title. It's "racial oppression" not "racial inequality" and property in land is only one expression of it. The title should be "Racial oppression is rooted in capitalism."

  18. "Racial Inequality Is Rooted in Denial of Land and Home Ownership."

    hi there. 🙋🏾
    & just wanted to note:

    your current title is a bit of a confused one..because denial of home and land ownership is rooted in, not "racial inequality," which doesn't exist, btw..that inequality is a falsehood…

    but what is true is that that denial [which does really exist, systematically] is rooted in that truly sociopathic philosophy of belief called 'racism' [which shouldn't exist]. which, of course, means we have more to do.

    and i'm working on something, too – as, at the same time, i'm also focusing more on relaxing my own writing style rules, so that i can have more time, having more fun, when playing around on social media…however:

    re: topics a serious as this one, imho, it's very important, as
    Don Miguel Ruiz offers
    us, to be "impeccable with (y)our word(s)."

    after i first read his writings, that quote in particular, i thought the suggestion was very wise.

    and as i pointed to, it's something i'm aiming to be better at doing, myself. 🙆🏾

  19. Why are we still at a point of studying anything! We have the data it’s been around forever! Whites have 90%of America’s wealth, Blacks have around 3%!! What else do we really need to know, when we know this was brought on by systemic racist policies by the U.S. government! Cut the check already people! We don’t need anything but and amount to be settled on and I’m starting off asking for at least 10 trillion!!

  20. Superb interview, and it's appreciable to learn of some of the history that's related, plus what Trump's been doing today. Mehrsa's book must surely make for a very good read.

  21. Capitalism is based in classism and exploitation of non owners. The problem is not racial. The problem is Capitalism with its systemic divisions. Your story is way off base!

  22. If only all the people who direct their outrage at any and every manifestation of racism in the behavior of individual people would care even half as much about systemic and institutional racism.

    The Black Civil Rights movement was not about Black people having to endure "microaggressions" or about being offended by "symbols of hate [sic]"; there were, and continue to be systemic problems which by their very design promote racial inequality.

    Concentrate on fixing those problems first and then it might make sense to give a damn about Confederate flags or the latest most racist Twitter post ever tweeted.

    And no, we can't do both: the whole purpose of channeling outrage toward racism where its effect is merely personal offense is to deflect attention from the racism that has real impact.

  23. Excellent breakdown and rare honest discussion. The debunking of "opportunity zones", reparations, housing and land ownership really made for excellent and informative viewing. Much respect to Mehrsa Baradaran for speaking honestly on this issue in terms of speaking about specific and targeted harm being in need of specific and targeted remedy i.e. reparations.

  24. it's part of capitalism. Only wealthy, largely white people can own homes, because they are privileged, but capitalism tells us it's because they are hard working. Only winners in capitalism can own their own homes; the rest of us are rent slaves, giving a large chunk of our wealth to a landlord who profits from it. Cost of housing and land always goes up; keeping a large chunk of people from home land ownership is a way to control and oppress large swaths of people

  25. Saying that “people who say it’s actually class are people who do not want to talk about this” is an ad hominem argument that should not be entertained.

  26. I hope the conversation about spending money on illegal aliens vs spending money on african americans makes it into the media…..african americans come First..!

  27. I know it might feel good, but there's no need to tie reparations to slavery. It will just kill the valid arguments for reparations. There are people who are alive that lived under Jim Crow, there are entire families who were victims of gentrification that are alive. I don't get the insistence on making slavery the centerpiece of reparations. It's weak because the victims have been dead for several generations and it damages the valid arguments for breathing victims.

  28. The control of capital was used to manipulate real estate prices and deflate redlined communities. Affirmative Action has always been white.

  29. I grew up in South Central Los Angeles.
    From my observations for the better part of 40 years.
    Every time the system brings or builds anything in the ghettos across America,the black locals completely destroy it.
    The hispanics are moving in and taking over,and yes cleaning up these places.
    It's just the truth,I have watched this over and over for years.
    They put it up.
    They tear it down.

  30. This woman is a TRUE GENIUS!!!
    BLACKS AND NATIVE AMERICANS??? HAVE YOU WATCHED THIS ENTIRE VIDEO?
    IF NOT, YOU DAMN SURE NEED TO!!! YOU ALL NEED TO FIND OUT
    ABOUT WHO THIS WOMAN IS, GET HER BOOK, AND TELL ALL
    OF YOUR FAMILY & FRIENDS ABOUT WHAT THIS WOMAN IS TALKING ABOUT!!!!!!!! YAH BLESS HER, AND KEEP HER, AND ALL GLORY TO HIM FOR SENDING HER!!! HalleluYAH!!! 👏👏👏👏👏

  31. They had centuries to study reparations…we all know the damages that were done….no other group got a study. ..just figure out how much money needs to be allocated for each descendant of slave in America… .and disburse accordingly

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